Our Services
At ASG, we offer a comprehensive range of services tailored to meet the diverse needs of our clients throughout the life cycle of a life settlement investment.
Comprehensive Life Cycle Approach
Policy Servicing:
Dedication to our clients: safeguarding your assets with our services
Policy Onboarding
Policy onboarding commences with an audit of our clients’ policies, including data accuracy and completeness, potential risk factor identification and evaluating specific servicing requirements. Any missing documents are promptly requested from carriers and insured parties, ensuring flawless continuity and all data is meticulously imported into our client database LifeCheck™.
Policy Management
We cohesively work with our clients on determining optimal COI curves to maximize returns, confirm premium payments with carriers, obtain current cash values and ensure that policies are in good standing. Further ASG requests annual updates on illustration and annual statement for ongoing analysis.
Death Claim Processing
Upon confirming policy maturity, we diligently proceed to acquire the death certificate, compile necessary claim documentation, and persistently follow up with the carrier until the claim is paid.
Policy Servicing:
Essential Tools and Guidance
ASG’s state of the art technology and expert team ensuring trusted service and empowering clients to achieve their objectives
Client Portal and Advisory Tools
All data received is diligently uploaded and accessible in our client portal OpenLife™ (and in the form of both standardized and customized reports) providing real-time visibility into all policy servicing and insured tracking activities allowing clients to identify important nuances and analyze key metrics fostering timely and informed decision-making for their portfolios. In addition, every client enjoys direct access to the dedicated ASG expert team, which continuously strives to align with their management goals through close collaboration.
Advanced and Specialized Services
Our unparalleled experience over the last 20 years empowers ASG to deliver specialized servicing for complex policies, such as group policies, policy conversions and execute audit and forensic strategies related to intricate assets, including the involvement of state insurance departments.
Insured Tracking Services
Insured tracking is paramount, empowering client decision making on their longevity holdings
Mortality Tracking
Our team conducts daily sweeps across multiple databases and all state and federal social security number reporting to monitor insured mortality, ensuring timely and accurate updates.
Communication Strategies
We have implemented strategies with insured individuals and their designated contacts to encourage direct communication and regular information updates, including obtaining HIPAA-compliant insured data.
Medical Records and Prescription Databases
In consultation with the client, ASG conducts prescription (RX) searches and initiates the ordering process for medical records pertaining to insured individuals.
Life Expectancy Reports
We routinely procure updated life expectancy reports tailored to the preferences of our clients.
Asset Management Solutions
Maximizing investor holdings’ values with our asset management solutions
Valuation Services
ASG provides comprehensive policy and portfolio valuation methodologies, including pricing reconciliation, fairness opinions, and stochastic portfolio analysis. In collaboration with our clients, we formulate value-enhancing asset management strategies and recommendations.
Policy Acquisition Services
Via our trusted partner network, we source life settlement policies according to our client’s investment criteria, conduct thorough policy due diligence, verify premium streams, and manage the acquisition process.
Policy Disposition Services
ASG's team prepares policy data rooms, collaborates with clients on pricing data tape accuracy, and, in coordination with our trusted partner network, organizes policy and portfolio auctions and private placements.
Receivership Solutions
and Investor Administration
Minimizing risk for portfolios in financial distress and effective administration of involved stakeholders
Receiverships and Bankruptcies
The origins of ASG stem from being the leading receivership platform in life settlements. Over the past 20 years, ASG has been appointed by the courts as the receiver for the largest receiverships and bankruptcies in the industry. It has consistently developed, implemented, and refined all the necessary tools to stabilize at-risk life settlement portfolios, enhance their value, and devise appropriate strategies and recommendations for receivers and other stakeholders involved.
Investor Relations and Administration
Consequently, ASG has developed a strong infrastructure to effectively manage and administer direct interactions, encompassing reporting, document sharing, distributions, and other financial transactions for all stakeholders and 3rd parties involved in a life settlement structure.